All states have certain regulators that have oversight of the practices of insurance companies (in some states this involves rate review, a power insurance companies have fought for years).
In Texas, this is called theA�Office of Public Insurance Counsel (OPIC). OPIC made news recently when it blocked a 20 percent increase in homeowners insurance rates by State Farm. Shortly after OPIC moved to do this, Republican State senator Kelly Hancock last week filed a bill to eliminate the agency.
Texans for Public Justice pulled the numbers and found that insurers made up 8 percent of Kelly’s donors in 2012, with State Farm’s political action committee being the second-largest donor — giving $10,000.